“If you don’t like the consequences, make better choices.”
This has been my go-to sentence for the last few weeks as we try out a new parenting technique in regards to discipline for our 9 year old and 8 year old boys. You see, we have a little issue with “repeat offenses” and I am soooooo sick and tired of repeating myself everyday for the same things.
For example, we say, “if you got in trouble for aggravating your brother yesterday, why are you doing it again today? Obviously, the consequence you got yesterday didn’t work to help you change your behavior.”
Those are the words we use. It’s important for the boys to understand that choices have consequences and most often, choices are made from habit - not so much a thought out process. Click To Tweet
Why are choices made so much out of habit if they end up with negative consequences every single time? Because we become comfortable in our habits even if they are not good ones.
Change is hard. Change is uncomfortable.
We are all working on being more intentional in our decision making skills.
Making better choices is the ONE thing I work most on with my clients during financial coaching sessions. Better choices lead to better habits which, ultimately, lead to a more peaceful financial life. I know firsthand the financial mess that is created when we don’t make good financial decisions – we ended up living paycheck to paycheck with no money in savings and just over $43,000 in debt!
I learned how to make better choices and therefore create better habits with money and now, although I am still free to make a choice, I have better consequences – GOOD consequences.
The good consequence to creating a budget that works is becoming debt free.
The good consequence that comes from saving money is having an emergency fund.
The best consequence of changing my mindset about money is living a life (almost) free of financial stress, worry and anxiety.
After a decision is made and the consequence given, we take things a step further and ask the boys,
“What would have been a better choice?” Most often, they do not know. They just know what they SHOULD NOT do, but not what they SHOULD do. That’s where we as parents and adults step in to give them some better options. That way, the next time a similar situation occurs, they have options on how to deal with it rather than get a harsher consequence for a repeat offense.
It’s the same way with our finances – we learned the hard way what NOT to do but we did not know what other options were available to make better choices. Those are the things we learned through Financial Peace University and those are the things that I coach my clients.
What are some choices you can make in your financial life that would prevent negative consequences? If you do not know all of your options, contact me to help you!