I’m going to assume that you sat down before, on or shortly after January 1st and made out a list of financial goals. Maybe it was just a list. Maybe it had bullet points and action steps. Maybe, you even went so far as to set weekly, monthly, quarterly and a yearly goal?
Regardless of how you planned it, how are those plans working out so far? How have the first three months of the year worked out in terms of you following your plan?
If you are right on track, that is AWESOME and I am proud of you!
If you have fallen off the track, I want you to get back on and keep going. Why?
Because if you don’t, you will be in the same exact place you are now. Since you made those financial goals at the beginning of the year, I know you want to move forward not stay in the same place.
Apri 1st marked the beginning of the second quarter (Q2) of the year. It’s a time to stop and review the first three months of the year and make any necessary adjustments for the next three months of the year – April, May and June. The seasons of Spring which represent the time of new growth, new life and new beginnings.
If you went on vacation over Spring Break and used a credit card or dipped into savings not intended for the trip, NOW is the time to pay that CC debt off OR replenish savings.
Speaking of vacation, are you going on one this summer? NOW is the time to plan out your expenses and start saving.
Summer time also means school is out. Take the time to plan child care for the summer. Where we live, summer camp registration (with payment due) is April 9th.
Graduations, end of school events and Mother’s Day are just some of the major events that take place in May. Be financially prepared for these events and any others that you may occur. Check your own personal calendar NOW so you can make a plan. Also check and plan for summer weddings!
This is the month to be proactive instead of reactive. June marks 6 months into the year. The last six months are perhaps the worst time for you to stay on track with your finances. Preparing the first part of the year will help you be financially ready for:
Back to School
New Years (yes, that’s included even though technically it’s the start of the new year!)
Do you need a reset of the action steps to meet your goals? If the plan you created isn’t working for you, then you need a NEW plan.
I’d love to talk to you about where you are struggling and what you might need to do differently. Please fill out this form and I’ll contact you to set up a time for your FREE initial consultation.